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Thursday, July 20, 2017

The reason withdrawals from an Individual Retirement Account (IRA) prior to age 59½ are generally subject to a 10% tax penalty is that policymakers wanted to create a disincentive to use these savings for anything other than...

 

Thursday, June 8, 2017

A comprehensive and well-thought succession plan saved my business when I suffered a medical emergency. While there were no explicit provisions in the succession plan that covered such things, all the components of the process worked...

 

Wednesday, May 17, 2017

The Social Security Disability Insurance program paid out $143.4 billion in benefits in 2015. And with a rush of new applicants lining up each year, the system is expected to exhaust its reserves at the end of 2023 if changes...

 

Tuesday, May 2, 2017

Social Security has been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Here are nine things that might surprise you. The Social Security trust fund...

 

Saturday, March 25, 2017

About 20% of Americans aged 65-74 are still working. A 2016 Pew Research Center study put the precise figure at 18.8%, and Pew estimates that it will reach 31.9% in 2022. That estimate seems reasonable: people are living longer, and...

 

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Wednesday, March 1, 2017

Total Financial Concepts, Inc. is pleased to announce that Douglas F. Grant has joined its team of financial services representatives serving the greater New Jersey, Pennsylvania, New York area. With 10 years of experience in the...