Bob Tuzzo, CLU®, ChFC®, MSFS
Robert J. Tuzzo*, CLU, ChFC, MSFS is the founder and managing partner of Total Financial Concepts, Inc., a wealth management firm in central New Jersey.
Robert and his team of trusted professionals help design customized wealth management solutions for high-net worth individuals and various types of institutional plans. He works closely with his team to analyze client objectives, determine strategic and tactical **asset allocation guidelines, select investment managers, and monitor portfolio results. Total Financial Concepts, Inc. currently manages in excess of *$275 million in client assets.
Helping individuals, whether it’s planning for retirement or accumulation, is truly Robert's passion. In addition to developing a custom financial strategy for each client, he conducts regular meetings with clients to review performance, reconfirm financial goals, and make adjustments as economic or lifestyle conditions warrant.
In 2003, Robert received the ***Financial Professional of the Year Award from Penn Mutual. In 2013, he received the ***HTK Blue Chip Award from Hornor, Townsend & Kent, LLC. The Penn Mutual Blue Chip Award is presented to an individual who continually demonstrates the highest level of integrity in serving clients. Robert's expertise allows him to maintain recognition as a top producer in New Jersey.
Robert earned his Master’s Degree in Financial Services from American College in 1991. Robert currently holds Series 7 and 63 securities registrations as a Registered Representative of HTK, and he is licensed in multiple states to offer both life & health insurance, and investments.
In addition to helping individuals and families plan for retirement, Robert also has strong ties to his local community where he helps those in need. Since 2012, he has served on the Board of Directors with Jazz Arts Project, a non-profit organization that provides free music-education programs to children in at-risk communities. When away from the office, Robert enjoys golf and music, as well as spending time with his wife of 46 years and his 3 grown children. Robert resides in Monmouth County, New Jersey.
*As of September 2022
**Asset Allocation is a method used to help manage investment risk, driven by complex, mathematical models and should not be confused with a simpler concept of diversification nor does it guarantee to protect against investment loss in declining markets.
***The requirements of these awards do not evaluate the quality of services provided and is not indicative of the applicant’s future performance.