Todd J. Jakubik*, CFP® is a seasoned financial professional specializing in asset management and cash flow analysis. Since becoming a partner at Total Financial Concepts in 2006, he has developed a comprehensive approach to helping individuals and families achieve their financial goals. Todd currently oversees *$200 million in assets.
Todd works closely with clients to develop customized financial strategies that incorporate **asset allocation, financial management, retirement planning, and succession planning. This comprehensive, client-focused approach to financial planning ensures that the recommended strategies encompass each client’s financial goals, time frames, and risk tolerance.
From 2012-2017, Todd was recognized as a Five Star Wealth Manager by the acclaimed New Jersey Monthly magazine.
Todd has a Bachelor of Science in Finance from Monmouth University. Since his undergraduate studies, Todd had ambitiously pursued professional licenses and accreditations. The Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNERTM and (CFP® Professional) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements. In 2013 Todd received the CFP® certification. In addition he is licensed in multiple states to offer both life & health insurance, and investments. He currently holds Series 7 and 66 securities registrations.
Todd resides in Colts Neck, New Jersey with his beautiful wife, Elizabeth, and his daughter, Charlotte. In his spare time he enjoys fishing and surfing at the Jersey Shore.
*As of Jun. 30, 2018.
**Asset Allocation is a method used to help manage investment risk, driven by complex, mathematical models and should not be confused with a simpler concept of diversification nor does it guarantee to protect against investment loss in declining markets.
Five Star Wealth Manager Disclaimer:
The Five Star Wealth Manager Award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria:
- Credentialed as an investment advisory representative (IAR) or a registered investment advisor;
- Actively employed as a credentialed professional in the financial services industry for a minimum of five years;
- Favorable regulatory and complaint history review;
- Fulfilled their firm review based on internal firm standards;
- Accepting new clients;
- One-year client retention rate;
- Five-year client retention rate;
- Non-institutionalized discretionary and/or non-discretionary client assets administered;
- Number of client households served;
- Educational and professional designations.
Wealth managers do not pay a fee to be considered or awarded.
Once awarded, wealth managers may opt to purchase additional profile ad space or related award promotional products. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winner’s future performance. In 2012, 1,312 New Jersey wealth managers were considered for the award; 400 (approximately 30 percent of the award candidates) were named Five Star Wealth Managers. In 2013, 4,049 New Jersey wealth managers were considered for the award; 733 (approximately 19 percent of the award candidates) were named Five Star Wealth Managers. In 2014, 3,315 New Jersey wealth managers were considered for the award; 646 (approximately 20 percent of the award candidates) were named Five Star Wealth Managers. In 2015, 26,955 New Jersey wealth managers were considered for the award; 672 (approximately 3 percent of the award candidates) were named Five Star Wealth Managers. In 2016: 4143 considered, 626 awarded. In 2017: 3868 considered, 664 awarded.
To qualify as having a favorable regulatory and complaint history for this award, the person cannot have (1) been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, (2) had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process, (3) individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, (4) filed for bankruptcy, or (5) been convicted of a felony.